Loan Portfolio Officer
Company: Cathay General Bancorp
Location: Plano
Posted on: January 3, 2026
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Job Description:
Following established policies and procedures, the Loan
Portfolio Officer is responsible for maintaining and monitoring the
existing portfolio and growing/developing the client relationship.
Work with the Underwriting Department to provide required
information for loan underwriting on both new and renewal credits.
Product types include all facets of commercial loans and
construction loans. ESSENTIAL FUNCTIONS • Under the direction of
the Team Manager, maintain and monitor a loan portfolio which
includes evaluating, recommending and structuring loans; monitoring
quarterly financial statements, and addressing any issues; as well
as recommending loan amendments and renewals based on client needs.
• Ensure compliance with Bank, regulatory and credit requirements
with emphasis on quality client service. • Prepare and review
various reports such as credit underwriting documents, compliance
checks, financial spreads, past due reports, tickler reports,
exception reports, and pipeline reports, etc. • Assist clients and
follow up on outstanding items such as analyzing client financial
statements and verifying covenant compliance. • May assist with
training of loan assistants. QUALIFICATIONS • Education: College
graduate with major in business, finance, or accounting preferred.
• Experience: Minimum 2 years of experience in corporate commercial
lending in credit analysis or portfolio management required.
Thorough knowledge of lending regulations and underwriting
practices preferred. • Skills/Ability: PC proficient. Strong verbal
and written communication skills. Bilingual (English/Mandarin or
Cantonese) a plus. Organized and detail oriented. Good credit
knowledge of Bank’s credit underwriting policies and approval
process for assigned loan. Ability to work effectively in a
fast-paced, high production environment. Strong financial analysis
and accounting skills.
Keywords: Cathay General Bancorp, Bedford , Loan Portfolio Officer, Accounting, Auditing , Plano, Texas
